Standard Chartered Bank is currently seeking to recruit Credit Analyst.
Job Title: Credit Analyst
Job ID: 323889
Job Function: Wholesale Banking
Regular/Temporary: Permanent

  • Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
  • Work with RM/product partners structuring credit solutions for the clients and ensuring the appropriateness of the products.
  • Work with the RM, in:
a) obtaining all pre clearances like ER negativity, segmentation, etc.
b) preparing & presenting work-shopping note and
c) expediting approvals.
  • Responsible for end-to-end BCA process including preparing all the tools like Odyssey, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
  • Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
  • Coordinate and prepare for GCC meetings
  • Liaise with GAM Credit for limit approval/allocation.
  • Release the trade offerings iIMEX, after obtaining the necessary approvals.
  • Seek necessary approvals for excesses the account.
Key Roles & Responsibilities
  • Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.
  • Ensure timely submissioof quality Quarterly Credit Reports
  • Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
  • Ensure Zero BCA over dues.
  • Liaise with Credit oBCA and other credit issues and ensure quick turnaround queries.
  • Proper maintenance of Credit files and ensuring Audit Ready at any time
  • Attend EAR/Portfolio call/MTM calls along with the RMs
  • In partnership with the relationship manager, ensure timely identification accounts to be put in EAR as per the bank’s policies and guidelines
Qualifications & Skills
  • First Degree
  • Chartered Accountant
Skills Required
  • Risk Management – Advanced
  • Credit Risk Analysis – Advanced
  • Account Strategy and Planning – Core
  • WB Product Knowledge – Core
  • Deal Structuring – Core
  • Market Competitor Knowledge – Advanced
Diversity & Inclusion
  • Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustaistrong business performance and competitive advantage. By building ainclusive culture, each employee cadevelop a sense of belonging, and have the opportunity to maximise their personal potential.
Application Deadline: 20th March, 2012
How To Apply Interested and qualified candidates should follow these steps to apply:
  1. Click here to access the SCB portal page
  2. Select Nigeria-SCB from the Location dropdown
  3. Click Search button
  4. Scroll down at the bottom of the page and click Credit Analyst
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